FL Licensed #HI2572 · Veteran Owned · Since 2005
4-Point Inspections in Dunnellon, FL
Required by most Florida insurance companies for older homes. We inspect the four systems that matter most to your insurer — quickly, accurately, and with same-week availability.
What Is a 4-Point Inspection?
A 4-point inspection is a limited inspection focused on four major systems: roofing, electrical, plumbing, and HVAC. Florida insurance companies typically require this report before issuing or renewing a homeowner's policy on homes that are 25 years old or older. It is not a full home inspection — it is specifically designed to give the insurer a snapshot of the condition and age of these four systems.
The Four Systems We Inspect
Roof
We document the roof covering material, estimated age, overall condition, and any visible damage or signs of leaking. Insurance companies are particularly concerned with older roofs — especially those approaching or past 20 years.
Electrical
We inspect the main electrical panel, wiring type, and overall condition. Certain panel brands (Federal Pacific, Zinsco) and wiring types (aluminum branch circuit wiring, knob-and-tube) can cause insurers to decline coverage or require upgrades.
Plumbing
We identify the supply and drain pipe materials, water heater age and condition, and any visible leaks or concerns. Polybutylene piping is a known issue in Florida homes from the 1980s and 90s and can affect insurability.
HVAC
We document the heating and cooling system type, age, and condition. Florida homes rely heavily on air conditioning — insurers want to know the system is functional and not at end of life.
Who Needs a 4-Point Inspection?
Most Florida homeowners with a home 25 years or older will be asked for a 4-point inspection when applying for or renewing homeowner's insurance. It is also commonly required when switching insurance carriers. If your agent has asked for one, we can typically schedule within the week.
25+
Years Old
Most FL insurers require a 4-point for homes this age or older
FL License #HI2572
Schedule Your 4-Point Inspection
Call us or request online. We serve Dunnellon, Rainbow Springs, Rainbow Lakes Estates, Juliette Falls, Romeo, Citrus Springs, and surrounding Marion and Citrus County.