FL Licensed #HI2572 · Veteran Owned · Since 2005
Wind Mitigation Inspections in Dunnellon, FL
Document your home's wind-resistant features and potentially qualify for significant Florida homeowner's insurance discounts. FL Licensed #HI2572 — serving Dunnellon and Marion County since 2005.
What Is a Wind Mitigation Inspection?
A wind mitigation inspection documents the features of your home that help it resist hurricane and high-wind damage. Florida law requires insurance companies to offer premium discounts for homes with qualifying wind-resistant construction. The inspection produces an OIR-B1-1802 form — the standard Florida wind mitigation report — which you submit to your insurance company to receive your discounts. Many homeowners save hundreds of dollars per year.
What We Evaluate
Roof Shape
Hip roofs (sloped on all four sides) perform significantly better in high winds than gable roofs and qualify for the largest discounts.
Roof Deck Attachment
We inspect how the roof decking is attached to the rafters or trusses — nail size, spacing, and pattern all affect wind resistance and your discount level.
Roof-to-Wall Connection
The connection between your roof structure and the walls below is critical. Clips, single wraps, double wraps, and structural anchors each qualify for different discount tiers.
Roof Covering
The type and installation date of your roof covering affects your rating. Newer roofs with FBC-compliant materials qualify for better credits.
Opening Protection
Doors, windows, and skylights — we document whether your openings have impact-rated glass, hurricane shutters, or no protection. This is often the largest single factor in your discount.
Secondary Water Resistance
A self-adhering underlayment (peel-and-stick) beneath the roof covering provides a secondary barrier if the roof covering is damaged. Homes with SWR qualify for an additional credit.
How Much Can You Save?
Florida homeowners with qualifying wind mitigation features can save anywhere from a few hundred to over a thousand dollars per year on their homeowner's insurance premium. The exact savings depend on your insurer, your home's features, and your current premium. The inspection typically pays for itself in the first year — often many times over.
Pays for Itself
Most homeowners save more in the first year than the inspection costs
OIR-B1-1802 Form
Florida standard report accepted by all insurers
Schedule Your Wind Mitigation Inspection
Call us or request online. We serve Dunnellon, Rainbow Springs, Rainbow Lakes Estates, Juliette Falls, Romeo, Citrus Springs, and surrounding Marion and Citrus County.